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LIVING IN LEASEHOLD
We offer a plain English review of your lease to give you confidence in proceeding with your purchase if you are not getting the answers to your questions from your conveyancer. Leasehold living has seen the greatest increase in tenure growth over the last 30 years. Each year more flats are being developed due to the limited land available for building so developers have been forced to build upwards. Flat living offers many benefits. The benefits range from concierge service in securely gated setting to the luxury of living in a beautifully maintain building without the headache of arranging maintenance personally.
However, there can be a number of downsides. As a leaseholder you are liable for a number of different costs. These costs include annual service charges, building insurance, management fees, ground rent, administration charges, late payment and /or interest charges on arrears. The lease should set out the due date for making payments. It should indicate the length of the lease and also the proportion payable by the lessee for costs incurred to maintain the building. There are several rules and regulations which govern leaseholds. These determine the process by which payment can be demanded from lessees, they set out additional statutory rights and obligations which override any variation contained within the lease. For example – Lessees have the right to request to see the invoices for any costs incurred for communal charges additionally payment demands must be sent with a statement of leaseholders rights in order to be valid.
We have the answers to all the questions that keep you up at night; about those exorbitant major works bills and the niggly feeling that you are paying for annual service charges with little evidence of service being provided. We will challenge the service charges on your behalf with the Management Company and/or freeholder all the way up to the First Tier Tribunal for clear cases of fraud.If you want to know why you are charged ground rent when you live in a leasehold; we can give you the answers you need. We work in partnership with professional surveyors and solicitors and can advise on the process of lease extension, lease assignments and lease variation.